Welcome to the Information Website for the Edwards v. Seterus/QBE LPI Settlement.

If you were charged by Seterus, Inc. (“Seterus”) between August 19, 2010 and November 4, 2016, as an insured or additional insured for a Lender-Placed Insurance policy (“LPI Policy”) for your Residential Property, and you paid all or a portion of the Premium for that policy to Seterus during that time, you could receive a cash award from a class action settlement.

If you were charged by Seterus between August 19, 2010 and November 4, 2016, as an insured or additional insured for an LPI Policy for your Residential Property, and you did not pay but still owe the Premium for that policy, you could receive a credit towards what you owe Seterus. Or, alternatively, you could receive a partial refund check (if the Defendants elect, in their sole discretion, to provide checks instead of credits to eligible claimants).

UPDATE: The Court held a Final Approval Hearing on April 14, 2017 and entered the Final Approval Order and Judgment on that same day. No appeals have been filed. To receive your cash award or credit, you must submit a claim by no later than July 17, 2017. Eligible claimants will receive your cash award or credit within 180 days after the Settlement becomes Final and effective.


Case Background

If you were charged by Seterus for an LPI Policy or Policies issued or procured by QBE Specialty Insurance Company, QBE FIRST Insurance Agency, Inc. n/k/a NGLS Insurance Services, Inc., Praetorian Insurance Company, or QBE Insurance Corporation (collectively, the “QBE Defendants”), for your Residential Property, this Settlement may provide you with an opportunity to either: (i) claim a cash award, if you paid all or a portion of the Premiums for that LPI Policy to Seterus during the Settlement Class Period; or (ii) claim a credit towards what you currently owe Seterus, if you did not pay but still owe the Premiums for that LPI Policy to Seterus during the Settlement Class Period or, at Seterus’s sole discretion, a cash payment.

The Settlement Class Period begins on August 19, 2010 and ends on November 4, 2016. If you were charged by Seterus for an LPI Policy during the Settlement Class Period, subject to the provisions of this Notice and the Settlement, you may make a claim for benefits pursuant to this Settlement.

The purpose of this website is to explain what the class action lawsuit was about, what the Settlement will be if it is approved by the Court, whether you qualify to submit a claim for a cash award or a credit based on the Settlement, and what to do if you want to: (i) submit a claim; or (ii) object to the Settlement; or (iii) not participate in the Settlement and instead “opt out” of the class action.


NOTICE: This website provides a summary of the Settlement and is provided for informational purposes only. In the event of any discrepancy between the text of this website and the original text upon which it is based, the text of the original document shall prevail.

Important Dates

  • August 19, 2010 to November 4, 2016
    Class Period
  • March 15, 2017
    Postmarked deadline to opt out from the Settlement
  • March 15, 2017
    Postmarked deadline to object to the Settlement
  • April 14, 2017 at 10:00 a.m. EST
    Final Approval Hearing
  • April 14, 2017
    Final Approval Order Granted
  • April 14, 2017
    Final Judgment Granted
  • May 15, 2017
    Final Settlement Date
  • July 17, 2017
    Postmarked Deadline for Claim Filing Deadline
  • July 17, 2017
    Online Claim Filing Deadline